by Honolulu Mother
This Pacific Standard article on a 91 year old working as a designer was interesting, both because the woman herself sounds like an interesting and impressive person and also for the points it raised about whether our culture drives post-retirement-aged people away from potentially continuing to work and the effect on our workplaces:
We’ve marginalized a lot of populations based on blanket prejudices, and our attitude toward old people is no different, Irving says. “The ironic thing is that aging is the one thing we have in common, if we’re lucky.” All generations have to think about aging, since we’ll all be affected. The mixed workplace may help reduce these prejudices. By keeping older adults active and integrated in our communities—and by thinking about our communities as wholes, instead of as isolated pockets—we will all benefit from the knowledge and expertise that comes from lives lived with purpose and vigor.
Do you have co-workers who are post-retirement age? Would you like to keep working after normal retirement age?
We’ve had discussions here before about what we plan to do (or in some cases, actually do) in retirement (most of us would sleep more), and Rocky recently conducted a survey on how much money we need to be comfortable in retirement, and how much we expect to have.
But we haven’t had much discussion here of how we plan to get there financially.
What vehicles do you use to accumulate assets to support your retirement? 401k? IRA? Roth, or regular? Mutual funds? ETFs? Rental real estate? Medical Savings Accounts? Deferred annuities?
As we approach year end, and then tax season, this may be higher on our minds than during the rest of the year.
When I retired, Rhett was very worried about what I would do all day.
I quickly found plenty to do, taking up or increasing time spent on hobbies and activities, helping out with my grandchildren, and making plans for lots of travel. I had money, energy, time, and my sweetie. Then a young family member got sick and I had to keep my time flexible for most of a year just in case. When that passed my husband was diagnosed with a serious heart condition and exotic travel is no longer on the agenda. Managing his medication, rest, and diet in addition to running the household, the calendar and being his companion, uses up a lot of time and mental energy. The dear cats we adopted have increased in importance from cuddly greeters when we got up or got home to our full-time furry roommates. We are still planning to travel, but in geezer class, not active retiree class.
I don’t have any wisdom to impart from these life developments beyond carpe diem. I have a good life and the ability, at least in decent weather, to engage in solo outdoor activity for both physical and mental health. I guess it is a bit like waking up a few months or years after the children are born, especially if one or more has serious issues or if other life events intervene– elderly parents or tragedy or divorce or job loss – and realizing that although your life is different and in the long run good, it is even less in your control than you expected or imagined it would be.
Today as the days shorten I am just feeling the little losses. By the time the post goes up I’ll be restored and bubbly and positive, I am nothing if not resilient. (I am editing the post the day after initial composition and just the writing of it has given me an idea. I am going out, in the car, to purchase a wheeled shopping cart so that I can do my local grocery runs on foot.) So please share encouragement or challenges or hopes – whatever you feel today – about how to hit the curveballs of life.
Twenty one months ago I took down my shingle for good. Rhett (and several of my children) were sure that after a few months I would go stir crazy and want to get back to work, or failing that descend into some twilight state on the recliner with HGTV on continuous loop.
I am happy to report that I am usually busy when awake. Sometimes it even feels like too busy.
Prior to retirement I never understood how people who had very hectic lives while working suddenly felt so busy when 30-50 hours per week were eliminated from the schedule. I now know the reason. Any time I put on shoes and venture off my own property, it counts as a half-day. Not in real time, but in psychic time. When I was working full time, if I took off a morning I crammed in grocery shopping, haircut, maybe a doctor’s appointment too. If I only had one of those things to do, it was an hour’s add-on to a full work day, perhaps time shifted a bit. No longer. The one- to one-and-half-hour errand is it for the morning or the afternoon. If I actually spend four hours on an activity, I often add late lunch or a short errand on the way home. That counts as a full day.
Of course the most precious regular activity is taking care of my grandchildren. It appears that what works best is for everyone is for me to be the go to sitter for those random but constant short time slots when mama can’t be in two places at once. We have arrived at the point where Nana is just one of the regular adults who might or might not be the one to show up at preschool pickup or meet the school bus. This is beyond price.
The one concern I have is sleep. Not that I don’t now have plenty of time to get it, but after years of running on fumes I was not expecting the degree to which I can’t really do well with the slightest unplanned deficit. It takes all of my adult self control and then some to keep my patience if a last minute grandma call, especially to watch all three kids, means that I have to get up two or three hours early.
Totebaggers, how do you cope with schedule disruptions, especially those that make you tired and strung out? Do you have any tips or restorative foods or back up plans that you go to when your fatigue and frustration makes likely an imminent explosion or serious error or words you can’t take back?
What Mistake Do People Make When Moving in Retirement?
Grandparents Uprooting Their Lives to Move Near Grandchildren
Depending on which stage of life Totebaggers are in, either they or their parents might consider moving to be nearer their grandchildren or to live in a warmer (or lower-tax) state. Have any Totebaggers (or parents of Totebaggers) gone through a move in early retirement? What do you see as the pros and cons?
Americans Aren’t Saving Enough for Retirement, but One Change Could Help
The likelihood that most Totebaggers will run out of money in retirement is lower than average. Are most Totebaggers natural savers? What do you think the best strategy would be to help (or coerce) more Americans to save more for retirement?