Now, that Holiday shopping is coming to a close, let’s examine our spending. Did you spend too much and a fiscal shutdown is in order or are there still a few dollars in the piggy bank ? What are some of your budgeting tricks ? Putting money away in discretionary spending accounts, not going over a certain amount in your bank or credit card, waiting for returns to be credited before buying more, no more Amazon . Share with us your tricks for spending less.
Where You Should Move to Make the Most Money_ America_s Superstar Cities – WSJ
Totebaggers what do you think of where you are located in terms of jobs, opportunities and quality of life. Are you in one of the established metros or in an upcoming “hot” city. Do you want to move?
Let’s discuss location.
[Original WSJ link: Where You Should Move to Make the Most Money: America’s Superstar Cities]
I love to investigate new items. So, when I see recommendations for products I think I want, I get very excited. I may not end up buying online window shopping is fun.
Share your list of must have products or little known to others brands.
Cell phones – particularly as it concerns kids. I am finding that a lot of parents of older kids are taking phones away as discipline tools. What about the younger kids ? I see cell phones quietly being given to keep kids entertained. Of course there is question of when to give kids a cell phone – what is the Totebag consensus ?
I find myself texting my kids after they leave the house and before they begin school and conversely they text me when they are done with school – all mundane matters. Is that good or bad ?
Interesting topic for discussion:
This is the time of year when it’s time to take stock of different things related to our jobs. It’s open enrollment season, getting ready for performance reviews. It’s also time to look at changes in culture – impact of the MeToo movement (the Google walkout was notable), diversity efforts, different working arrangements and spaces.
We could also discuss impact of individual company performances (trouble at GE).
Totebaggers the company town hall or water cooler is open for discussion.
Parenting Standards have been a recent topic of discussion with both my mother and MIL. Both remarked about being one of five siblings and parents not having time or resources to care for each one individually. The kids had food, clothing, shelter and in my mother’s case all her siblings went to high school and a couple completed college. In my MILs case, I think only one completed college later in life.
There were some things that siblings did that are now exclusively parental duties – taking younger siblings to the doctor or attending parent teacher conferences.
What do you think of parenting standards and expectations today ? Are they too onerous? What are some things you would like changed ? What do you think of the past ? Any learnings from there ?